June 28, 2023

We understand that every penny counts, which we why Caviness & Cates is offering builder incentives on select homes in our inventory**. For a limited time, use the builder offering, plus any funds from your lender incentive to make your investment go further in your new home!

Choose from different finance offers based on what works for you.

- Option 1 -

Secure a lower rate for the first 2 years! Buy down your rate to as low as 4.50% in year 1, 5.5% in year 2, and 6.50% in years 3 - 30 to save!
VA Loan options are available from as low as 4.25%***!

- Option 2 -

Use Builder Incentive towards builder design studio upgrades or closing costs.

**Available on qualifying homes. Builder incentive amount may vary per home. This is not an offering where prohibited by law. Valid only with conventional loans. Images are for representational purposes only and actual product and offer may differ. See online or onsite sales consultants for details. Not to exceed seller concession limits. This is not a commitment to lend. Borrower must meet qualification criteria. Rates are based on a 30-year loan for a primary residence, a 20% down payment on a $450,000 loan amount, and a 6.835% annual percentage rate (APR); assumes a minimum 740 FICO credit score for borrower. Rates are effective as of 3/17/23 and are subject to change daily.

***VA loan offer assumes a 30-year fixed-rate loan with 0% down payment, an owner-occupied single-family property, first-time use VAFF, and a minimum 680 FICO credit score. Rates effective as of 3/24/2023 and subject to change daily. Not a commitment to lend. Borrower must meet qualification criteria. Not to exceed seller concession. Cannot be combined with other officers, discounts, or programs. Available on qualifying homes. Builder incentive amount may vary per home. This is not an offering where prohibited by law. See online or onsite sales consultants for details.